Preventative checklist of critical questions to ask before signing any solar contract to uncover hidden costs and avoid common financing traps.
Highlights the danger of escalator clauses that increase PPA and lease payments annually, and discusses potential legal challenges when they were not properly disclosed.
Addresses the serious foreclosure risk from defaulting on PACE assessments paid through property taxes, and how to prevent tax defaults.
Explains why the senior-lien status of PACE financing is problematic for mortgage lenders including FHA/VA loans, and discusses solutions for buyers and sellers.
Explains PACE financing for homeowners: how PACE liens take priority over mortgages, block refinancing, and what legal remedies exist to fight them.
Uncovers hidden dealer fees in solar loans that inflate the principal by 25-31%, and teaches consumers how to demand an itemized breakdown.
Guides homeowners through dealing with new loan servicers or debt buyers, especially when facing delays in getting UCC-3 termination after payoff.
Clarifies UCC-1 filings on solar equipment: what they are, how they differ from property liens, when they create title problems, and how to protect your home.