When Both Your Solar Installer and Lender Go Bankrupt: Who Do You Owe? [Action Plan]
When your solar installer and lender both go bankrupt, who can legally collect? How to challenge zombie debt collectors, verify note title, and assert defenses.
![When Both Your Solar Installer and Lender Go Bankrupt: Who Do You Owe? [Action Plan]](/images/blog/double-bankruptcy-solar-lender-confusion.jpg)
Settling a Sunlight Financial Loan for an Unfinished Install [Dispute Template]
How to settle a Sunlight Financial loan when your contractor disappeared and your installation was never finished. Formal dispute letter template and legal rights.
![Settling a Sunlight Financial Loan for an Unfinished Install [Dispute Template]](/images/blog/unfinished-solar-install-abandoned-racking.jpg)
GoodLeap vs Mosaic vs Sunlight Dispute [Comparison Matrix]
Compare GoodLeap, Solar Mosaic, and Sunlight Financial: dealer fee markups, month 18/19 payment jumps, UCC-1 liens, and legal cancellation strategies.
![GoodLeap vs Mosaic vs Sunlight Dispute [Comparison Matrix]](/images/blog/solar-lender-promissory-notes-audit.jpg)
Solar Lender Dealer Fee Schedule Matrix [2026 Rate Sheet]
Uncover the exact dealer fee percentage hidden in your solar loan. Compare GoodLeap, Mosaic, Sunlight Financial, and Dividend fee schedules by promotional APR.
![Solar Lender Dealer Fee Schedule Matrix [2026 Rate Sheet]](/images/blog/solar-dealer-fee-spreadsheets-audit.jpg)
Why Solar Loan Payment Jumps at Month 18 [Tax Credit Trap]
Why solar loan payments increase by 30% to 45% at Month 18 or 19. How GoodLeap, Mosaic, and Sunlight use the tax credit balloon trap and how to challenge it.
![Why Solar Loan Payment Jumps at Month 18 [Tax Credit Trap]](/images/blog/month-18-solar-payment-increase-shock.jpg)
Solar Price Per Watt ($/W) Calculator [Markup Matrix]
Is your solar quote a rip-off? Compare your $/Watt price against national fair-market benchmarks ($2.80 - $3.20/W) to expose predatory dealer fee markups.
![Solar Price Per Watt ($/W) Calculator [Markup Matrix]](/images/blog/homeowner-reviewing-solar-contract-markup.jpg)
Misrepresented Solar Financing Claims: TILA, Dealer Fees & Usury
How to audit your solar loan for Truth in Lending Act (TILA) violations, hidden 30% dealer fees, illegal usury rates, and deceptive 18-month payment cliffs.
Solar Financing Fraud Attorney: Fighting Hidden Dealer Fees & TILA Traps
How a solar financing fraud attorney can help eliminate predatory loans with 20-35% hidden dealer fees, forged contracts, and TILA violations.
Will They Destroy My Credit If I Stop Paying My Solar Loan?
What happens to your credit score if you stop paying a predatory solar loan, lease, or PPA, and how FCRA rights protect you during an active dispute.
Sunlight Financial Payment Went Up After 18 Months: Why
Sunlight Financial solar loan payments jump 30–50% at month 18 when the assumed tax-credit lump sum is never paid. How the re-amortization works and what to check.
Can a Solar Company Pull My Credit Without Consent?
A solar company credit pull without clear consent can become a serious dispute. Save the application, inquiry records, and sales messages.
How Solar Panel Scams Destroy Your Credit and Financing Options
Solar panel scams can damage credit through hard inquiries, large loans, missed-payment reporting, collections, and lien disputes.
How To Get Out of a Solar Loan You Didn't Agree To
If a solar loan was opened without clear consent, preserve credit reports, e-sign records, lender packets, and sales messages before disputing.
How To Spot Predatory Solar Financing [Warning Signs Checklist]
Predatory solar financing hides in dealer fees, tax-credit payment jumps, low APR bait, and unclear total cost. Use this checklist.
![How To Spot Predatory Solar Financing [Warning Signs Checklist]](/images/solar-legal-consultation.webp)
Identity Theft Solar Panel Scam: Fake Applications and Loan Accounts
Identity theft in a solar panel scam can involve fake loan applications, wrong emails, forged signatures, or unauthorized credit pulls.
Solar Battery Upsell Scam: Whole-Home Backup Promises To Verify
A solar battery upsell scam can hide behind whole-home backup promises, outage fear, and NEM confusion. Check the backed-up loads.
Why Is My Solar Loan Balance Not Going Down? [Amortization]
Solar loan balance not going down? Check amortization, dealer fees, deferred interest, payment allocation, and whether the system price was inflated.
Can You Claim the Federal Solar Tax Credit in 2026?
Can you claim the federal solar tax credit in 2026? Learn the 2025 installation cutoff, Form 5695, amended-return and carryforward rules.
Smart Home Solar Packages: When Batteries, Thermostats, and Panels Become a Financing Trap
Smart home solar packages can hide batteries, thermostats, subscriptions, and dealer fees inside one loan. Learn what to separate.
Solar Autopay Still Pulling During a Dispute? ACH Evidence and Options
If solar autopay keeps pulling during a dispute, document ACH authorizations, bank notices, loan statements, and written objections.
Solar Dealer Fee Refund After Cancellation: Documents To Request
After canceling a solar deal, hidden dealer fees may remain disputed. Learn what payoff, refund, and itemization records to request.
Solar Lien Shows Up After Cancellation: UCC and Title Records To Check
A solar lien or UCC filing after cancellation can block sale or refinance. Learn which title records, payoff letters, and UCC forms matter.
Solar Loan Co-Signer Getting Collection Calls: How To Document the Pressure
Solar loan co-signer getting collection calls? Track call logs, consent, account terms, dispute notices, and credit reporting risks.
Solar Loan Payment Jumped After the Tax Credit Deadline: What To Check
Solar loan payment jumped after a tax credit deadline? Review reamortization terms, promotional payments, tax assumptions, and notices.
All Investigations & Guides (34)
Start With the Core Solar Fraud Guides
Use these evergreen guides to connect article-level details with the larger consumer-protection workflow: identify the scam pattern, preserve evidence, compare company complaint histories, and decide whether an eligibility review makes sense.